About IDFC FIRST WOW Credit Card
- Lifetime Free Card - Guaranteed Approval.
- No Credit History / Income Proof required.
- Reward Points that NEVER expire.
- Interest-free cash withdrawal from ATM up to 48 days.
- Get 7.5% Interest on your Fixed Deposit.
- Up to 20% discounts applicable on 1500+ Restaurants.
Other Amazing Offers
- 50% off on BookMyShow Movie Tickets.
- Setup your own credit limit by fixed deposit anytime, anywhere.
- Great partner offers with 300+ brands like Myntra, Flipkart, Ajio, etc.
- Zero Forex Conversion Fee.
- Personal Accident cover of up to ₹2,00,000.
- Fuel surcharge waiver of 1% up to ₹200/month.
Partner Discounts
- 10% Instant discount on Flipkart.
- 10% Instant discount on Myntra, AJIO, Tata CliQ, 1MG.
- 15% Instant discount on Tata CliQ, Palette, Sugar Cosmetics, Zomato.
- 10-20% Instant discounts on Travel bookings on Yatra, Adani One, MMT, GoIbibo, etc.
- See all offers here: https://idfcfirstrewards.poshvine.com/offers
Fees & List of all Charges
- Joining Fees: Nil.
- Annual Fees: Nil.
Eligibility Criteria
- Required Age: 21–60 years (Salaried), 25–60 years (Self-employed).
How to Avail the Offer
- User will be redirected to the Bank's website.
- Click Apply Now and do OTP verification.
- Acceptance and approval of the application are based on successful telephonic verification only — sole discretion of IDFC First Bank.
- Application will be submitted, and a confirmation SMS will be sent on approval of the application.

