About IDFC FIRST Power Rupay Credit Card
- Save up to 5% on your monthly HPCL fuel expenses worth up to ₹5,000.
- Avail interest-free ATM withdrawals.
- Earn up to 2X Rewards on your retail spends.
More Features of the Card
- Great partner discounts – see Partner Discounts section below.
- Save up to 2.5% on monthly Grocery & Utility spends.
- Avail 25% discount up to ₹100 on movie tickets per month.
Partner Offers
- Avail online discount offers on 50+ partner sites.
- Up to 15% off on 3,000+ health & wellness outlets.
- Save up to 20% on dining across 1,500+ restaurants.
- ₹150 discount on Swiggy orders above ₹500.
- See all offers here: https://idfcfirstrewards.poshvine.com/offers
Fees & List of all Charges
- Joining Fees: ₹199 + GST.
- Annual Fees: ₹199 + GST.
- Annual fee waived on spends above ₹50,000.
Documents Needed
- ID Proof.
- Address Proof.
- Income Proof.
- PAN Card/Form 60.
Eligibility Criteria
- Employment Status: Salaried or Self-employed.
- Income (Salaried): ₹25,000 per month.
- Income (Self-employed): ₹5,00,000 per year.
- Required Age: 21–60 years (Salaried), 25–60 years (Self-employed).
How to Avail the Offer
- User will be redirected to the Bank’s website.
- Click on 'Apply Now' and complete OTP verification.
- Approval based on successful telephonic verification – sole discretion of IDFC FIRST Bank.
- Application will be submitted and a confirmation SMS will be sent upon approval.
- Applicants already holding IDFC Credit Cards are not eligible for this offer.