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IDFC First Mayura Credit Card

IDFC First Mayura Credit Card

About IDFC FIRST Mayura Credit Card

  • Welcome Benefit: Get 10,000 Reward Points worth ₹2,500 for cards generated on or before 30th Nov.
  • Cashback up to ₹4,000 – Spend ₹1,000+ on any 4 transactions within 60 days of card generation and get ₹1,000 cashback on each.
  • Free Trip Cancellation Cover – Reimbursement up to ₹50,000 for non-refundable flight and hotel bookings, twice a year.
  • Up to 10X Reward Points on spends above ₹20,000 in a statement cycle and on your birthday.
  • Up to 5X Reward Points on spends below ₹20,000 in a statement cycle.
  • Up to 3X Reward Points on Education, Wallet Load, Government, Rent and Property Management/Purchases.

Other Amazing Offers

  • Movie Delights – Buy 1 Get 1 free on BookMyShow movie tickets, up to ₹500 off, twice a month.
  • Zero Forex Markup – No foreign exchange fees on international purchases.
  • Airport Lounge Access – 4 international and 4 domestic airport lounge/spa accesses per quarter.
  • Complimentary Railway Lounge Access – 4 visits per quarter.
  • Complimentary Golf – Up to 2 golf lessons or rounds per month.
  • 1% Fuel Surcharge Waiver – Up to ₹500 per month on fuel spends between ₹200 and ₹5,000.

Fees & List of all Charges

  • Joining Fees: ₹5,999 + GST (to be paid upfront).
  • Annual Fees: ₹5,999 + GST.

Documents Needed

  • ID Proof: PAN Card.
  • Address Proof: Aadhaar Number (mandatory).
  • Income Proof: Not required.
  • Approval based on existing credit card with minimum ₹50,000 limit and 6-month usage.

Eligibility Criteria

  • Required Age: 21–60 years.
  • Employment Status: Salaried or Self-Employed.
  • CIBIL Score: 720+.
  • New to Credit: Not Allowed.
  • Must have an existing credit card (other bank) with at least ₹50,000 credit limit and 6-month vintage.

How to Avail the Offer

  • User will be redirected to the Bank’s website.
  • Click 'Apply Now' and complete OTP verification.
  • Application approval is based on successful telephonic verification at the sole discretion of IDFC FIRST Bank.
  • A confirmation SMS will be sent upon approval.