About IDFC First Credit Card
- Lifetime FREE Credit Card - No joining fee, no annual fee.
- Reward Points NEVER expire.
- You can withdraw money from ATM without any interest for 48 days.
- Great partner offers on stores like Myntra, Flipkart, Ajio, etc. (See 'Partner Discounts' section below).
Other Amazing Offers
- Up to 10X Reward Points on your spending (value back of up to 2%).
- Rs 500 Gift Voucher on spending Rs 15,000 in the first 90 days.
- 25% Discount on Movie tickets (up to Rs 100) on Paytm App.
- Complimentary roadside assistance worth Rs 1,399.
- 4 Complimentary Railway Lounge visits per quarter.
- 4 Complimentary Domestic Airport Lounge visits per quarter on IDFC FIRST Select Credit Card on monthly spends over Rs 5000.
- Fuel surcharge waiver of 1% (up to Rs 200/month).
Partner Discounts
- 10% Instant discount on Flipkart.
- 10% Instant discount on Myntra, AJIO, Tata CliQ, 1MG.
- 15% Instant discount on Tata CliQ Palette, Sugar Cosmetics, Zomato.
- 10–20% Instant discounts on travel bookings on Yatra, Adani One, MMT, GoIbibo, etc.
- See all offers here: https://idfcfirstrewards.poshvine.com/offers
Fees & List of all Charges
- Joining Fees: Nil.
- Annual Fees: Nil.
Documents Needed
- ID Proof.
- Address Proof.
- Income Proof.
- PAN Card/Form 60.
Eligibility Criteria
- Employment Status: Salaried or Self-Employed.
- Income group: Rs 25,000 per month.
- Required Age: 21-60 years (Salaried), 25-60 years (Self-employed).
- Minimum CIBIL Score Required: 750+.
How to Avail the Offer
- User will be redirected to the Bank's website.
- Click Apply Now and do OTP verification.
- Acceptance and approval of the application is based on successful telephonic verification only — sole discretion of IDFC First Bank.
- Application will be submitted and a confirmation SMS will be sent on approval of the application.