About HDFC Bank Swiggy Credit Card
- Get 10% Cashback on Swiggy (Instamart, Food delivery, Genie & Dineout), capped at Rs 1,500/month.
- 5% Cashback on online shopping spends (Amazon, Flipkart, Myntra, Nykaa, etc.), capped at Rs 1,500/month.
- Rs 1,000 worth of discount coupons for food delivery and dining out on Swiggy.
- Free Swiggy One Membership for 3 months as a welcome benefit.
- Up to 50 days of interest-free period from date of purchase.
- Zero lost card liability on prompt reporting of card loss or fraud.
Fees & List of all Charges
- Joining Fee: Rs 500 + taxes.
- Annual Fee: Rs 500 + taxes.
Documents Needed
- ID Proof: PAN Card or Form 60.
- Address Proof: Aadhaar, Passport, or utility bills.
- Income Proof: Bank statements or salary slips.
- Photograph: Recent passport-sized photo.
Eligibility Criteria
- Age: 21 - 65 years.
- Employment Status: Salaried or Self-Employed.
- Minimum Income (Salaried): Rs 25,000 per month.
- Minimum ITR (Self-Employed): Rs 6,00,000 per annum.
- CIBIL Score: 750+.
- New to Credit allowed for both Salaried and Self-Employed.
How to Avail the Offer
- User will be redirected to Swiggy HDFC Bank Credit Card page.
- Click Login/Join Now and complete OTP verification.
- Eligible cards will be shown—select the card and provide required details.
- Complete your VKYC within 72 hours of your application.