About Federal Bank Scapia Credit Card
- Lifetime FREE Credit Card - No Joining or Annual Fees.
- Enjoy international transactions without any additional foreign currency markup fees.
- Unlock unlimited domestic lounge, complimentary dining, shopping or spa by spending Rs 10,000 on the card every month.
- Earn 20 Scapia Coins per Rs 100 on travel bookings (flights & hotels) via the Scapia app.
- Earn 10 Scapia Coins per Rs 100 on most online & offline spends.
- 1% surcharge waiver of upto Rs 500 per month on fuel transactions worth upto Rs 5,000.
- Scapia Coins can be redeemed on Scapia App for any travel (Flight/Stays/Train/Bus) bookings for 100% of the booking value.
- 5 Scapia Coins = Rs 1.
Fees & List of all charges
- Lifetime FREE Credit Card.
- Joining Fee: Nil.
- Annual Fee: Nil.
Documents Needed
- ID Proof: PAN Card/Form 60.
- Address Proof: Aadhaar, Passport, or utility bills.
- Income Proof: Bank statements or Salary slips.
- Photograph: Recent passport-sized photo.
Eligibility Criteria
- Age: 23 to 40 years.
- Employment: Both salaried and self-employed individuals.
- Salaried Income: Rs 30,000/Monthly.
- Self Employed: Rs 4,00,000/Annually.
- Credit Score: 730+.
- New to Credit: Not Allowed.
How to Avail the Offer
- User will be redirected to Scapia Credit card application page.
- Complete the application in the same session.
- Application will be submitted and a confirmation SMS will be sent on approval of the application.