About Axis Atlas Credit Card
- ATLAS Credit Card is a premium airline travel card offering benefits like airport lounges, dining, and travel perks.
- Welcome Benefit: Get 5,000 EDGE Miles on your first transaction (1 EDGE Mile = Rs 1).
- Earn accelerated EDGE Miles on Travel EDGE Portal, partner airlines, and hotel chains.
- Earn EDGE Miles on every Rs 100 spent across eligible categories.
- Access 8 domestic and 4 international airport lounges annually by default.
- Get tier-based rewards based on annual spends: upgrade to Gold at Rs 7.5L and Platinum at Rs 15L spend.
- Platinum Tier Benefit: 10,000 additional EDGE Miles on reaching Rs 15L spend.
- 1% fuel surcharge waiver on fuel purchases.
Tiered Lounge Access Benefits
- Silver Membership: Default on joining.
- Gold Tier: On annual spends of Rs 7.5 lakhs.
- Platinum Tier: On annual spends of Rs 15 lakhs or more.
- Domestic Lounge Visits: Silver - 8, Gold - 12, Platinum - 18 per year.
- International Lounge Visits: Silver - 4, Gold - 6, Platinum - 12 per year.
Domestic Lounges
| Cardholder Tier | No. of Visits |
|---|---|
| Silver | 4 |
| Gold | 6 |
| Platinum | 12 |
International Lounges
| Cardholder Tier | No. of Visits |
|---|---|
| Silver | 8 |
| Gold | 12 |
| Platinum | 18 |
Fees & Charges
- Joining Fee: Rs 5,000 + GST.
- Annual Fee: Rs 5,000 + GST.
- Interest Rate: 3.6% per month.
- Cash Withdrawal Charges: 2.5% (Minimum Rs 500).
- Card Replacement Charges: Nil.
Documents Required
- Valid PAN Card.
- ID Proof.
- Address Proof.
- Income Proof (Form 16 / Salary Slip / ITR for self-employed).
Eligibility Criteria
- Age: 21 to 65 years.
- Employment Status: Salaried or Self-Employed.
- Income (Salaried): Rs 9 lakhs/year and above.
- Income (Self-Employed): Rs 12 lakhs/year and above.
- CIBIL Score: 730 and above.
- New to Credit: Not allowed.
- No delayed payments in the last 12 months.
Good to Have
- Existing active credit card with a limit greater than Rs 2,00,000.
- Existing home loan or auto loan.
How to Avail the Offer
- User will be redirected to Axis Bank's credit card application page.
- Click 'Login/Join Now' and complete OTP verification.
- Select Axis Atlas Credit Card and provide the required details.
- Submit the application. A confirmation SMS will be sent upon approval.
- NOTE: VKYC done over 50km from Aadhaar/communication address may lead to rejection and loss of profit.