About AU Altura Plus Credit Card
- This card offers numerous benefits like milestone gains, cashback, and reward points to experience twice the luxury and double the delights!
- Vouchers worth Rs 500 on minimum Rs 10,000 retail spends (within 60 days of card setup).
- 500 Bonus Reward Points (Worth Rs 125) on retail spends of Rs 20,000 or more in a calendar month. Fuel and cash withdrawal are excluded from reward point spends calculations.
More Features of the Card
- 1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100).
- 2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions.
- 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra.
- 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country.
- Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice.
Partner Offers
- 5% Instant Discount on shopping at Croma (min. spend Rs 15,000) - Offer valid once per month.
- 15% Off on EasyDiner (min spend Rs 2,500 & max discount Rs 500) - Offer valid once per month.
- 15% Off on Tata CliQ (min spend Rs 500 & max discount Rs 300) - Offer valid once per month.
- 15% Off on Domestic Flight & 10% Off International Flight on Cleartrip - Offer valid once per month.
- 20% Off on Movies Tickets (min spend Rs 500 & max discount Rs 100) - Offer valid once per month.
- More Amazing E-Comm discount offers from 5% - 25%. Check here: https://offers.aubank.in/
Fees & List of all Charges
- Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance).
- Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year).
Eligibility Criteria
- Required Age: 21-60 years.
- Employment status: Salaried or self-employed.
- Salaried: Starting from Rs 25,000 Monthly.
- Self Employed: Starting from Rs 25,000 Monthly.
- Customers need to have an existing card (6 months old) with a minimum limit of Rs 30,000.
- No Delayed Payments in the last 12 months.
- Required Credit Score: 700+.
Documents Needed
- Valid PAN Card.
- Aadhar Card - should be linked to Mobile (For EKYC).
- Address proof.
- Income Proof (if opted for Income surrogate).
How to Avail the Offer
- User will be redirected to AU Bank's website.
- Click Login/Join Now and do OTP verification.
- Select AU Bank Altura Plus Credit Card and provide the required details.
- Application will be submitted, and a confirmation SMS will be sent on approval of the application.

