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AU Altura Plus Credit Card

AU Altura Plus Credit Card

About AU Altura Plus Credit Card

  • This card offers numerous benefits like milestone gains, cashback, and reward points to experience twice the luxury and double the delights!
  • Vouchers worth Rs 500 on minimum Rs 10,000 retail spends (within 60 days of card setup).
  • 500 Bonus Reward Points (Worth Rs 125) on retail spends of Rs 20,000 or more in a calendar month. Fuel and cash withdrawal are excluded from reward point spends calculations.

More Features of the Card

  • 1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100).
  • 2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions.
  • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra.
  • 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country.
  • Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice.

Partner Offers

  • 5% Instant Discount on shopping at Croma (min. spend Rs 15,000) - Offer valid once per month.
  • 15% Off on EasyDiner (min spend Rs 2,500 & max discount Rs 500) - Offer valid once per month.
  • 15% Off on Tata CliQ (min spend Rs 500 & max discount Rs 300) - Offer valid once per month.
  • 15% Off on Domestic Flight & 10% Off International Flight on Cleartrip - Offer valid once per month.
  • 20% Off on Movies Tickets (min spend Rs 500 & max discount Rs 100) - Offer valid once per month.
  • More Amazing E-Comm discount offers from 5% - 25%. Check here: https://offers.aubank.in/

Fees & List of all Charges

  • Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance).
  • Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year).

Eligibility Criteria

  • Required Age: 21-60 years.
  • Employment status: Salaried or self-employed.
  • Salaried: Starting from Rs 25,000 Monthly.
  • Self Employed: Starting from Rs 25,000 Monthly.
  • Customers need to have an existing card (6 months old) with a minimum limit of Rs 30,000.
  • No Delayed Payments in the last 12 months.
  • Required Credit Score: 700+.

Documents Needed

  • Valid PAN Card.
  • Aadhar Card - should be linked to Mobile (For EKYC).
  • Address proof.
  • Income Proof (if opted for Income surrogate).

How to Avail the Offer

  • User will be redirected to AU Bank's website.
  • Click Login/Join Now and do OTP verification.
  • Select AU Bank Altura Plus Credit Card and provide the required details.
  • Application will be submitted, and a confirmation SMS will be sent on approval of the application.