logo

AU Altura Credit Card

AU Altura Credit Card

About AU Bank Altura Credit Card

  • Enjoy the limitless spending and wide variety of benefits like cashback, fuel waiver, railway lounge benefits & more!
  • 5% Cashback on minimum Rs 2,500 retail spends done within the first 60 days of card setup (Maximum cashback per statement cycle is Rs 150).

Features of the Card

  • 2% Cashback on all retail spends done at grocery stores, departmental stores, and utility bill payments (Maximum cashback per statement cycle is Rs 50).
  • 1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50).
  • Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle.
  • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad, and Agra.
  • 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country.
  • Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice.

Partner Offers

  • 10% Instant Discount up to Rs 1,000 per month on Flipkart Orders Above Rs 10,000.
  • Additional 10% Off up to Rs 1000 on Myntra.
  • 10% off on Swiggy Instamart (Up to Rs 100 per month) on Orders Above Rs 500.
  • 15% instant discount up to Rs 300 per month on Tata CLiQ Orders Above Rs 500.
  • Flat Rs 100 off on Groceries up to Rs 100 on Blinkit app orders above Rs 1000.

Fees & List of all Charges

  • Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off if the user spends Rs 10,000 within first 90 days of card issuance).
  • Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off if the user spends Rs 40,000 within the first anniversary year).

Eligibility Criteria

  • Required Age: 21-60 years.
  • Employment status: Salaried or self-employed.
  • Salaried: Starting from Rs 25,000 Monthly.
  • Self Employed: Starting from Rs 25,000 Monthly.
  • Customers need to have an existing card (6 months old) with a minimum limit of Rs 30,000.
  • No Delayed Payments in the last 12 months.
  • Required Credit Score: 700+.

Documents Needed

  • Valid PAN Card.
  • Aadhar Card - should be linked to Mobile (For EKYC).
  • Address proof.
  • Income Proof (if opted for Income surrogate).

How to Avail the Offer

  • User will be redirected to AU Bank's website.
  • Click Login/Join Now and do OTP verification.
  • Select AU Bank Altura Credit Card and provide the required details.
  • Application will be submitted, and a confirmation SMS will be sent on approval of the application.
APPLY