About American Express SmartEarn Credit Card
- Earn 10X Membership Rewards Points for every Rs 50 spent on Flipkart, Amazon, and Uber.
- Earn 5X Membership Rewards Points for every Rs 50 spent on Paytm Wallet, Swiggy, BookMyShow & More.
- Get a cashback of Rs 500 on eligible spends of Rs 10,000 in the first 90 days of Card membership.
- Spend Rs 1.20 Lacs in a Cardmembership year and get a voucher worth Rs 500.
- Spend Rs 1.80 Lacs in a Cardmembership year and get an additional voucher worth Rs 500.
- Spend Rs 2.40 Lacs in a Cardmembership year and get an additional voucher worth Rs 500.
- Get a renewal fee waiver on eligible spends of Rs 40,000 and above in the previous year of the Cardmembership.
Fees & Charges
- Joining Fees: Rs 495 + GST.
- Annual Fees: Rs 495 + GST from Second Year onwards.
Eligibility Criteria
- Existing Credit Card member of any bank.
- Should be an Indian Resident.
- Employment Status: Salaried or Self-Employed.
- Income: Rs 4.5 Lacs Annually (Salaried), Rs 6 Lacs Annually (Self-Employed).
- Required Age: 21-60 years.
- Available across major cities in India.
Documents Required
- PAN Card/Form 60.
- Address Proof.
- ID Proof.
- Income Proof.
- Bank Statement.
How to Avail the Offer
- User will be redirected to BankKaro.
- Click Login/Join Now and do OTP verification.
- Select American Express SmartEarn Credit Card and provide the required details.
- Application will be submitted, and a confirmation SMS will be sent on approval.

