About HDFC RuPay Credit Card
- Pay via UPI using your RuPay Credit Card.
- 3% Cashpoints on Groceries, Supermarket, Dining spends & PayZapp transactions (Max 500 Points/month).
- 2% Cashpoints on Utility spends (Max 500 Points/month).
- 1% Cashpoints on other spends excluding Rent, Wallet loads, EMI, Fuel, Insurance & Government categories (Max 500 Points/month).
- Smart EMI: Convert purchases of Rs 2,500 or more into EMIs with competitive rates and flexible tenures.
- Milestone Benefits: Get vouchers on meeting monthly spending criteria.
Other Amazing Offers
- Leverage revolving credit facilities at nominal interest rates.
- Liability waiver on card loss or fraudulent transactions upon prompt reporting.
- Earn rewards on all eligible spends redeemable for gifts, vouchers, or flight tickets.
- CashPoints can be redeemed against statement balance at 1 CashPoint = Rs. 0.25 via NetBanking or redemption form.
Fees & List of all Charges
- Joining Fees: Starting at Rs. 500 + GST (varies by card variant).
- Annual Fees: Starting at Rs. 500 + GST (varies by card variant).
Documents Needed
- Address Proof: Aadhaar, Passport, or latest utility bills.
- ID Proof: PAN, Voter ID, or Passport.
- Income Proof: Bank statement or salary slips.
Eligibility Criteria
- Age: 21 - 65 years.
- Employment Status: Salaried or Self-Employed.
- Minimum Income (Salaried): Rs. 20,000/month.
- Minimum Income (Self-Employed): Rs. 50,000/month.
- Credit Score: 700+.
- Citizenship: Indian or Non-Resident Indian (NRI).
How to Avail the Offer
- User will be redirected to HDFC Bank's website.
- Click Login/Join Now and complete OTP verification.
- View eligible cards, select one and fill in the required details.
- Application is submitted and confirmation SMS will be sent on approval.
- Profit will track within 72 hours after Application ID generation or card approval.