About Axis LIC Platinum Credit Card
- Lifetime free credit card – no joining or annual fees.
- Earn 2 Reward Points for every Rs 100 spent on LIC premium payments and foreign currency transactions.
- Earn 1 Reward Point for every Rs 100 spent on all other transactions (excluding fuel, wallet load, and EMI conversions).
- 1% fuel surcharge waiver at all petrol pumps across India (valid for transactions between Rs 400–Rs 4000, up to Rs 400/month).
Fees & Charges
- Lifetime Free Credit Card.
- Joining Fee: Nil.
- Annual Fee: Nil.
Documents Required
- PAN Card or Form 60.
- ID Proof.
- Address Proof.
- Bank Statement or Income Proof.
Eligibility Criteria
- Age: 21 to 65 years.
- Employment Status: Salaried or Self-Employed.
- Income (Salaried): Minimum Rs 3,00,000 per annum.
- Income (Self-Employed): Minimum Rs 4.5 lakh as per ITR.
- CIBIL Score: 735 and above.
- New to Credit: Not allowed.
How to Avail the Offer
- User will be redirected to Axis Bank's website.
- Fill in the requested details and complete OTP verification.
- Select Axis LIC Platinum Credit Card and submit the application.
- An application number will be generated upon submission.
- Video KYC link will be sent via SMS.
- Axis Bank representative will connect for further process.
- NOTE: VKYC done over 50km from your Aadhaar/communication address may result in application rejection and loss of profit.

